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Recently, as more people in the West are becoming aware of the importance of health and fitness, they are practicing Eastern traditions like Yoga and Tai Chi, which emphasize meditation. Once they learn how to meditate they are discovering the incredible health and fitness benefits meditation provides.The health and fitness benefits of meditation include:
* Energy alignment of the entire body
* Internal cleansing of the body
* Improvement in health of major organs
* Less stress/anxiety
* Clear mind
* More oxygen to the cells
* More energy
* Positive moodThe most important reason to meditate is because it just makes you feel better. And if you don’t understand what feeling good will do for you, you have missed the point of life.Enlighten yourselfBeyond the health and fitness benefits of meditation the real reason for meditating is to enlighten yourself. You do this by blending with your soul.You don’t have to call it a “soul” if you don’t like that word, call it whatever you want. All that is important is that you realize there is an energy force that is separate from your body that keeps you alive in your body.This energy source is a much greater, and broader part of you than you can begin to comprehend conceptually, but it is only important to acknowledge that it exists. You can get in touch with it through meditation.Meditation, through breathing techniques, will teach you how to quiet your thinking mind and concentrate your attention on your inner-being. When you are able to do so (as with anything this takes consistent practice) you will feel the amazing benefits of meditation. I can’t really describe the peaceful, positive feeling of meditation in words, you really have to experience it for yourself.How To Learn The TechniquesThere are endless meditation instruction books, CD’s and videos available on the internet to teach you how to meditate. Amazon has some great material if you just type in the keyword phrase “meditation.”You tube also has many free instructional videos to teach you many different meditation techniques as well as Yoga and Tai Chi. You can also enroll in Yoga, Tai Chi, or meditation classes in your local area.Other Things to Help YouThe environment you are in can be a vital aspect of your meditation. When you get good at meditating you can do it anywhere anytime, but when you start, and for ideal conditions, it is good to have a very relaxing place to be.Many people even make there own meditation area or room in their home. Others always meditate out in nature. Do whatever you need to do to find a place where you can relax.Then it is sometimes best to use either a CD or DVD of guided meditation with someone instructing you, or to pick out music that relaxes you. It is very beneficial to be able to meditate in silence, but many find it much more difficult than with music or an instructor.

Even in a real estate market where you can acquire property at huge discounts, you still need to do your homework! What you know, or don’t know, will impact the outcome of the investment. For example if you purchase a property in the wrong area of town or inaccurately calculate the rental market, then you may significantly hinder the growth of your investment. The proper research will allow you to minimize risk. Take the guesswork out of your decision to invest in real estate. This article will not necessarily tell you exactly which Arizona investment property to purchase; however will highlight 4 key components that should be researched when making the buying decision. You will also be provided with a few tools that will aid you in your analysis.LocationThe first component of buying an Arizona investment property is to determine the best location. How would you know this, unless you are actively working in or studying the Arizona real estate market? Just because you can pick up a single family home for $40,000 doesn’t mean it is the greatest deal out there. There is a lot of money flowing into the Arizona market from investors located in other parts of the country, as well as other parts of the world. Many of these investors are purchasing property because it is cheap, not necessarily because it is in the best location.The September 2010: Repeat Sales Index Report, published monthly by Arizona State University’s W.P. Carey School of Business, provides detailed information on the state of the Arizona real estate market. This report highlights changes in housing prices by location, which is a great indicator for potential investors.June 2009 – June 2010 Changes in Housing Prices by RegionCentral +5.8%Northeast -5.1%Southeast -1.3%Northwest +1.8%Southwest +4.2%Based on the data above, it would appear that homes located in the Central region (Phoenix) have outperformed other areas of the Valley. Some of the other indicators used in determining the best Arizona investment property location are foreclosure rates, median home prices, and pending home sales.Property TypeThe second component of buying an Arizona investment property is to determine property type. Whether it is a single family, townhome, condominium, or multi-family, you need to make sure the property fits in with your overall investment strategy. If you are looking to buy and hold for cash flow, then you are looking for the property that can yield the highest monthly rent (a duplex or tri-plex over a condominium or townhome). If you are looking for a fix and flip property, then a single family home with the most resale potential may be the best option. Once again, this article is not looking at what you should do, but to explain that there is a difference in property type based on your investment expectations.Let’s look at the investment strategy of purchasing a cash flow property. Obviously the goal is to acquire a property at the lowest cost possible producing the highest possible rate of return. The comparison below will show the potential impact that a certain property type could have on your cash flow strategy.Condominium vs. Duplex ExampleCondoPurchase Price – $50,000Monthly Rent – $650Monthly Expense – $270Monthly Cash Flow – $380ROI – 9.12%______________________DuplexPurchase Price – $100,000Monthly Rent – $1,150Monthly Expense – $270Monthly Cash Flow – $880ROI – 10.56%Based on the above example even though the condominium is half the cost of the duplex, it yields a smaller Return on Investment (ROI). It is important that you factor in the monthly expenses associated with each property type. This particular condo had a $200 monthly homeowner association due (common on condominiums and townhomes), which lowered our monthly cash flow.Market ValueThe third component of purchasing a profitable Arizona investment property is accurately determining the market value. This is a MUST and to ensure the best information it is recommended that you contact a real estate professional. If you are not sure who to contact in the Arizona market, feel free to contact Clear Vision Investment Group for a recommendation.This section is not a guide to completing your own market valuation; however will provide you some tools to do your own due diligence and to be knowledgeable of the assessment process. There are many websites (Zillow.com, Cyberhomes.com, etc.) that will run an automated valuation for a specific property. In determining the actual value, these should only be used to give you a ball park and do not always take into account all factors that could impact what the property is really worth.How is a property’s value determined? This is not an exact science, but more of an educated opinion. The true value of a property is what someone is willing to pay for it. Whether it is an appraiser or other real estate professional, the market value is determined by analyzing comparable home sales in the subject property’s locale. Some comparable factors include; age, lot size, square footage, number of bedrooms and bathrooms, and amenities (pool, upgrades, etc.).At the end of the day, the market value will have a direct impact on what you will pay for a property. If the value is miscalculated, then you may find yourself overpaying for a property. This could result in a hit to your expected profit.Rental MarketThe fourth component that should be researched before purchasing Arizona investment property is the rental market. Whether your intention is to buy and hold or to fix and flip, it is important to know the strength of the local rental market. For those investors looking for a cash flow investment, the rate of return is largely dependent on this component. How much can you charge for rent in this area? How quickly are properties being rented out? For those primarily looking for a short term fix and flip investment, do not overlook this component. What happens if you are not able to sell your property as quickly as you had intended? This is your exit strategy.There are 2 main factors to research when studying the Arizona rental market, monthly rents charged and vacancy rates. You may notice significant differences in these factors from one location to another. For example, the Department of Housing and Urban Development’s 2011 Estimated Rent Report shows the estimated monthly rent for a 3 Bedroom Property in Phoenix with a 85021 zip code is $1,220 whereas the estimated monthly rent for a 3 Bedroom Property (also in Phoenix) with a 85022 zip code is $1,440. These estimates may have a large impact on where an investor purchases their property.There are a many resources available to you with information on the Arizona rental market. However as with determining the market value, it is important to consult with a real estate professional or property management company. If you are not sure who to contact in the Arizona real estate market, please feel free to contact Clear Vision Investment Group to get a recommendation.It is a great time to purchase Arizona investment property; however it is important to do your homework. Now that you are familiar with the key components to purchasing a successful investment, it is time to do your research. Learn how Arizona Investment Property by Clear Vision Investment Group can assist you in that research.

First. The fastest ways to make extra money online fast will COST you money! Yes there is no way around that. If you are in a hurry you need to pay Google or Bing or Facebook for traffic to whatever you are selling or promoting.make-money-fastAnother option is to buy Solo Ads to bring traffic to your promotions. Solo Ads are ads that email list owners promote to their list with your product link.Even with those paid methods there is still a waiting period to get your ad approved, which could take a few days. But once your ad is approved you will immediately get traffic to your offer.Make extra money fast online with your own products.Now first you need to answer some questions:What are you going to sell?
Do you already have a product?
Do you have a website?
Do you have a way to collect payments?If the answer to the above are negative, do not despair because there are still ways around this.Make extra money fast online without your own productIf you don’t have your own product(s) you can still make extra money online fast by selling someone else’s products and get commissions for each sale you make. Isn’t that great? Yes and it’s called affiliate marketing.Just about all companies offer affiliate marketing opportunities, including stores such as Amazon, Walmart, Best Buy etc etc. So you have a wide range of sources and products to chose from. However before you get too exited, the commissions could be quite small, so you will need a LOT of buying customers to make it worth your while. This means you will need a lot of traffic to your affiliate offers.How can you make extra money online fast with affiliate marketing?Well you must first chose a product to promote – get your affiliate account set up – get affiliate links for that product – and promote.There are affiliate opportunities that pay a lot more in commissions and the best one is ClickBank.com. ClickBank sells mainly information products and software. But the commissions are substantially higher than most other affiliate programs which makes them attractive to a lot of online marketers, which means there is a lot of competition for their products.What if you don’t have money to invest to start making money online?Well you can still make money online without investing money, but it will not be fast, sorry to say.One of the things you can do is start a YouTube channel and promote your affiliate products there. You will put your affiliate links underneath your videos in the description box.Another free method of promoting you affiliate offer is doing article marketing. You can write an article about your affiliate offer and submit that article to all the free article directories you can. Your article has to be a review style write up, or it may get rejected. The problem is that most article directories do not allow you to place links straight to your affiliate offer, so you will need your own website, where you can send visitors to.You can get a free website from Weebly.com and blogspot.comAnother way to make extra money online fast is by selling products or services on Fiverr.com Just take a look at what is being sold there and see what you can offer. It may seem cheap but if there is a service you can offer that takes you 5 minutes to complete it can add up nicely. But again you will need to promote your services.Some more FREE sources of traffic:Your own blog
Your email contacts
Facebook – your friends
Twitter – your friends
Google Plus
PinterestThis article was meant to just give you some ideas of what you could potentially do to make extra money online fast. I hope that it opened your eyes to the possibilities and gave you some ideas to help you further in your research.

Whether you’re in the market for a major interior overhaul or you’re simply looking to give your home a quick and easy update, chances are you’ve spent some time online hunting for ideas and inspiration. That said, it can be pretty deflating to stumble upon a look you love only to discover the price to achieve it is well above your budget.

Fortunately, there are some killer home decorating blogs that show you how to refresh, revive, and fall in love with your home anew without breaking the bank. For a home that looks far more expensive than it costs to create, check out the following blogs for all of the interior inspiration and DIY tutorials you’ll ever need.

Welcome back to the week 5 update for the One Room Challenge. Check out the blog posts and updates for week 1, week 2, week 3, and week 4 if you missed them. It’s crunch time now and I’ll be honest… I don’t know that this project will be completely wrapped up for the reveal date. The great thing is the reveal and hitting a deadline is not the only goal of reason for this challenge. Ultimately having a fully functional and hopefully beautiful bathroom is where we want to end up even it things are a bit delayed.

Disclosure: this post contains affiliate links.

When we left off last time the countertops had been templated, the trim was freshly painted and the hardware had been ordered. The hardware took about 1 week to arrive. We chose the Menlo Park 4″ pull from Schlub in chrome because I think the pull has the perfect mix of square and some rounded elements that make it a great transitional hardware option. We went with all pulls for the drawers and doors since the knob option in that line weren’t our favorite.

Guest Bathroom Reno: Quartz Countertops and Grout – One Room Challenge Week 5

The quartz countertops are now installed and things can be put back together. Rectangle, undercount sinks were also purchased through the fabricator. The Marble look quartz from Pental and it is gorgeous with the warm gray veins running throughout. For the edge went for a flat polish eased edge for a clean, simple look.

Guest Bathroom Reno: Quartz Countertops and Grout – One Room Challenge Week 5

Two days after the quartz countertops were installed the tile installer came back to finish up tiling the niches, installing the tile base and grout everything.

Guest Bathroom Reno: Quartz Countertops and Grout – One Room Challenge Week 5

The electoral is being relocated for the new lights. There are some drywall and painting touch ups to do and plumbing fixtures to be hooked up. Plus adding all the finishing touches ???? All those little things like towel hooks, curtain rod, and accessories will bring this whole thing together.

It’s been too long since I’ve updated and even longer since this work has been started. This is me sharing remodel updates, mostly for myself (but also for my nagging family members). I’m sharing photos of the progress that has been made while also document the craziness that has gone on. This is just the beginning of the remodel.

Prior to moving in I had 3-4 weeks where my apartment lease overlapped with the possession of my townhome. This allowed me, with the amazing help of my family, to paint, tear-out carpet and somewhat put back together the upstairs portion of my place so that I could have a clean room to put a bed. At least one that wasn’t completely torn apart. One area that felt more livable that the rest. If you haven’t seen or don’t remember these are the before photos from when I took possession. To list it out here are the main things that I was tacking during those week prior to me moving in.

Phase 1 Remodel Projects
ripping out baseboard, carpet and tack strips upstairs and preparing for new hard surface flooring. (this flooring will go throughout minus the stairs and bathrooms/laundry)
installing flooring upstairs (one of my installers did this)
mostly gutting the master bathroom
installing a new tub and rough in plumbing for the master and powder bath
ordering and installing a rift white oak vanity for the master
Painting (and priming where needed) the ceilings and walls of the bedrooms. Caulking and painting the crown molding in the master
replacing and upgrading the baseboard heater in the master and patch the drywall
painting the hallway and down through the stairwell
adding skirt board to the stairs
installing new carpet and pad on the stairs (my carpet installer from work did this)
removing upper cabinets on the fridge side in the kitchen
partially demoing the wall diving the kitchen (prepare to move switches, outlets, heater and thermostat)
removing drywall on wall next to bar in dining area
painting the downstairs powder bath and removing vanity to prepare for a new floating vanity
Those were the main projects that took place and then I moved in the day after Thanksgiving. Getting rid of the original, nasty cat carpet and new flooring made a huge difference to the upstairs. Also neutralizing and lightening the paint made things feel so much more fresh. I still have no baseboards but I’ll get on that one day! For now here are some photos that I snapped along the way.

It’s been a while since been posting on here but I have some new updates and projects that I have been working on. Last summer into fall I was house hunting while knowing the lease on my apartment would be expiring end of the 2019. It felt a little crazy but was a fun process for me. After a bunch of searching I found and closed on a new home!

I was lucky enough to have a few weeks of overlap with my apartment (I ended up moving out 1 month early) so I was able to get started on projects and updates prior to moving in. I’ll share more about those in the coming weeks (there are still so many unfinished things!) but for now I think it’s best to start with some before photos. Also, follow along on Instagram where I post current project updates more often. The pictures show it in the state I bought it in. It’s a great first place to me and was functional as-is but as you might expect I’m here to make things my own by doing updates that I will enjoy while living here and that will also add value and functionality to the space down the line when I sell… or maybe even keep it as a rental. My dog, Nova, has been enjoying the space as well ???? There are a couple of things to miss about my Bothell apartment but I am very ready to have my own place and space.

In 2017 the guest bathroom was remodeled. You can see more photos and read about that here. Almost everything came out and all new things went back in. From emails and comments people have been asking for sources so I have rounded up what I could in this post to share paint colors, products and links that I could find for the bathroom.

Bathroom Sources and Details:
Wall color: BM Balboa Mist
Trim and door color: BM Chantilly Lace
Floor Tile: Pental Mark Chrome 12×24 matte
Shower tile: Jeffrey Court Weather Gray 4×12 gloss subway
Niche tile: Daltile clio mosaic
Bathtub: Maax Rubix tub
Cabinet: Spencer Cabinets – painted BM Cape May Cobblestone
Countertop: Pental Quartz Misterio polished 3cm
Cabinet hardware: Schaub Menlo Park Pull in chrome
Faucets: Hansgrohe Metris single handle in chrome
Shower trims: Kohler slide bar kit, wall mount supply and Hansgrohe tub spout in chrome
Mirrors: Homegoods
Towel Hooks: Delta Tolva robe hook in chrome

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